If you are an employer and you are feeling overwhelmed by the amount of paperwork you must maintain, you are probably wondering if you can get rid of your old employment records. Before you start shredding all those former employee’s records, there are a few factors you should consider. There is no strict rule that […]
When you file for bankruptcy protection, your primary goal is typically to discharge or eliminate your debt. However, it is important to understand that there are certain types of debt that the law excludes from being discharged. Pursuant to 11 U.S.C. §523(a)(9), one type of debt that is not eligible for discharge is one arising […]
Today’s technology has impacted the way we negotiate and revise contracts. The use of email makes the process much easier and quicker, but it can also lead to unexpected liability. There has been a drastic increase in the use of “electronic evidence” in litigation cases across the nation. In fact, many lawyers are using email […]
If you are past due on your mortgage payments and you want to avoid a foreclosure action, you may want to consider filing a Chapter 7 or Chapter 13 bankruptcy. Another option to consider is a short sale. Either choice has its advantages, but deciding which is more beneficial for you depends on your unique […]
In today’s face-paced world, handshake deals are a thing of the past. Now it is not unusual for business agreements to be outlined in 50+ page contracts. But, even with detailed written contracts, parties still break their promises. It can be even more complex if you are somewhere between a handshake deal and an executed […]
If you are like most people who are planning to file for bankruptcy protection, you are already worried about how you can rebuild your credit after your case is over. While a bankruptcy filing will negatively impact your credit score, with time and hard work, you likely will restore your score sooner than you […]
If you are struggling to make your house payments, you are probably investigating all of your debt relief options. There are several options that may be available to you, but this blog focuses on the pros and cons of foreclosure versus a deed-in-lieu of foreclosure. Some mortgage-holders offer a deed-in-lieu to their borrower as […]
While there is no magical formula for preventing employment lawsuits, there are certain preventative measures every employer should take. Litigation can be time-consuming, costly and damaging to your reputation. Below are a few pointers for how to avoid litigation with your employees: Provide every employee with a current employee handbook and any updates or […]
If you are planning to file for bankruptcy protection, you may be worried about what will happen to your home. Bankruptcy law provides a debtor with numerous exemptions which safeguard assets from being included in the bankruptcy estate. Additionally, many debtors do not realize that their real estate can be positively affected by your filing. […]
If you are facing financial difficulties and debt collectors have started calling, it is important that you understand what your rights are under the law. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, deceptive or abusive practices when trying to collect a debt from an individual borrower. What Is a […]
