Bankruptcy can breathe new life into a dying business or give a family a second chance to thrive.
Mortgage foreclosure is a serious matter that will have lasting consequences on your credit and could result in a substantial deficiency judgment.
We may be able to negotiate with your creditors to settle your debt, stop harassing phone calls, challenge debts that are invalid or unenforceable, and make credit bureaus remove inaccurate information from your credit report.
If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin.
There are laws that limit what debt collectors can say or do. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass a person when collecting certain types of debt.
We can help guide you through your real estate purchase or sale, including evaluating the risk of waiving any exceptions, condominium/homeowner’s association disclosures, and handling closing.
Attorney’s Michael Faro (Mike) and J. Christopher Crowder (Chris) specialize in Chapter 7 and Chapter 13 bankruptcy as well as other forms of debt relief, credit card debt and stopping wage garnishment. Our Melbourne bankruptcy attorneys and staff understand how overwhelming a financial situation can be and the many questions you may have about bankruptcy filing. We will work with you throughout the process and help you get a fresh financial start.
If you are behind on house payments, car payments, or feel like you will never be able to get out of debt it may be time to talk to Faro & Crowder about your debt relief options. Bankruptcy can give a family a second chance to prosper or breathe new life into a dying business. Our goal is to help you understand if bankruptcy is right for you.
Credit card debt is one of the most common factors that contribute to individuals filing for bankruptcy protection. If you are overwhelmed by your credit card bills, filing a Chapter 7 or Chapter 13 may be the solution.
The thought of losing your home can be devastating. If you are facing a foreclosure action, it is important to seek legal assistance and learn what your options are for dealing with it. One option you may want to consider is filing a Chapter 7 or Chapter 13 bankruptcy. Many bankruptcies are filed by homeowners attempting to halt or avoid foreclosure of their home. If you are facing foreclosure, it may be time to talk to a Brevard Bankruptcy Attorney.
If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin. Once powerful and commonly used collection tool is the garnishment of your accounts and/or wages. The creditor serves either your bank (or other account holder) or your employer with an order instructing it to pay money that is owed to you, directly to the creditor instead.
We are licensed to practice in the courts of Florida, the United States District Court for the Middle District of Florida, and the United States Bankruptcy Court for the Middle District of Florida. We regularly appear in courts in Melbourne, Viera, Titusville, and Orlando.
The decision to hire an attorney is an important one and should not be based on advertising alone. We believe our reputation and track record speak for themselves, but we welcome you to ask our other clients about their experience working with us.
Our office has been open in Brevard County since 2005, with Attorney Crowder joining the firm as a partner in 2009. Our regular hours are Monday through Friday from 9:00 a.m. until 5:00 p.m. In some circumstances, a lawyer may be available for early morning, evening, weekend, or telephonic appointments.
Attorney Michael Faro was incredibly helpful, thorough and patient in all processes before, during, and after my case. Could genuinely feel his desire to deliver and have my best interest in mind. Highly recommend!
This is the best place to go through a Bankruptcy with. Emilee rememberers the clients and truly cares. She is so great. Mr. Crowder is amazing kind, compassionate and truly just wants people to have a chance at a better life. To be given a second chance. Thank You for everything your office has done for me!
Chris was exceptionally professional, informative, and empathetic to all my questions. Chris explained in detail my legal options so I could make an informed decision to resolve my current real legal needs involving real estate. I definitely recommend Chris for representation reguarding real estate or foreclosure.