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Faro & Crowder, PA - Bankruptcy Attorneys

Attorneys Michael Faro and J. Christopher Crowder specialize in Chapter 7 and Chapter 13 bankruptcy as well as other forms of debt relief, credit card debt and stopping wage garnishment. Our Melbourne and Cocoa, FL bankruptcy attorneys and staff understand how overwhelming a financial situation can be and the many questions you may have about bankruptcy filing. We will work with you throughout the process and help you get a fresh financial start.

Attorney Faro & Attorney Crowder

Brevard Bankruptcy Attorney - Debt Defense Melbourne and Cocoa, FL

Legal Practice Areas

Bankruptcy Attorney | Faro & Crowder, PA

Bankruptcy | Debt Relief

Bankruptcy can breathe new life into a dying business or give a family a second chance to thrive. Faro & Crowder, PA specializes in Chapter 7 or “liquidation” bankruptcy and Chapter 13 or “reorganization” bankruptcy.

Credit Card Debt Attorney | Faro & Crowder, PA

Credit Card Debt

We may be able to negotiate with your creditors to settle your debt, stop harassing phone calls, challenge debts that are invalid or unenforceable, and make credit bureaus remove inaccurate information from your credit report.

Wage Garnishment Attorney | Faro & Crowder, PA


If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin. These collection efforts may include wage or bank account garnishment.

Foreclosure Defense Attorney | Faro & Crowder, PA

Foreclosure Defense

Mortgage foreclosure is a serious matter that will have lasting consequences on your credit and could result in a substantial deficiency judgment.

Debt Collection Harassment Attorney | Faro & Crowder, PA

Debt Collection Harassment

There are laws that limit what debt collectors can say or do. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass a person when collecting certain types of debt.

Real Estate Attorney | Faro & Crowder, PA

Real Estate

We can help guide you through your real estate purchase or sale, including evaluating the risk of waiving any exceptions, condominium/homeowner’s association disclosures, and handling closing.

Free Initial Consultation

Faro & Crowder, PA provides free initial consultations for debt relief, bankruptcy and foreclosure defense. Fill out the form to contact our office or simply give us a call to schedule your consult. We look forward to hearing from you.

    Serving Brevard County with Debt Relief Services

    Attorney Mike Faro and Attorney Christopher Crowder’s focus is on bankruptcy and debt relief.  Faro & Crowder, PA offers a free initial consult for bankruptcy or foreclosure defense.  Setting up a consultation is simple: fill out the contact form on our website or give our office a call.

    We work with clients during every step of the bankruptcy process. We help individuals with credit card debt, medical debts, stopping wage garnishment or bank account garnishment and defense against debt collectors.

    Common Bankruptcy Questions We Are Asked

    Can Filing Bankruptcy Eliminate My Credit Card Debt?

    Credit card debt is one of the most common factors that contribute to individuals filing for bankruptcy protection. If you are overwhelmed by your credit card bills, filing a Chapter 7 or Chapter 13 may be the solution.

    Will Filing Bankruptcy Stop My Foreclosure?

    The thought of losing your home can be devastating. If you are facing a foreclosure action, it is important to seek legal assistance and learn what your options are for dealing with it. One option you may want to consider is filing a Chapter 7 or Chapter 13 bankruptcy. Many bankruptcies are filed by homeowners attempting to halt or avoid foreclosure of their home. If you are facing foreclosure, it may be time to talk to a Brevard Bankruptcy Attorney.

    Can Bankruptcy Help Stop Wage Garnishment?

    If you have fallen behind on your bills and collection lawsuits have been filed against you, it is important to understand that once a creditor obtains a court judgment against you collection efforts will begin. One powerful and commonly used collection tool is the garnishment of your accounts and/or wages. The creditor serves either your bank (or other account holder) or your employer with an order instructing it to pay money that is owed to you, directly to the creditor instead.

    Attorneys at Faro & Crowder, PA

    Bankruptcy Attorney Melbourne FL

    Our offices have been open in Brevard County since 2005, with Attorney Crowder joining the firm as a partner in 2009. Our regular hours are Monday through Friday from 9:00 a.m. until 5:00 p.m.  We encourage all new consultations to be done telephonically.  In some circumstances, a lawyer may be available for early morning, evening, weekend.  Our offices are located in Melbourne and Cocoa, FL.

    Attorney Michael Faro | Bankruptcy Attorney

    Michael Faro

    Attorney Christopher Crowder | Bankruptcy Attorney

    J. Christopher Crowder


    Words From Clients

    • Attorney Michael Faro was incredibly helpful, thorough and patient in all processes before, during, and after my case. Could genuinely feel his desire to deliver and have my best interest in mind. Highly recommend!

      Mario Faris
    • This is the best place to go through a Bankruptcy with. Emilee rememberers the clients and truly cares. She is so great. Mr. Crowder is amazing kind, compassionate and truly just wants people to have a chance at a better life. To be given a second chance. Thank You for everything your office has done for me!

      H m
    • Chris was exceptionally professional, informative, and empathetic to all my questions. Chris explained in detail my legal options so I could make an informed decision to resolve my current real legal needs involving real estate. I definitely recommend Chris for representation reguarding real estate or foreclosure.

      Debra Dunn

    How Do I Know if Bankruptcy is Right for Me?

    If you are behind on house payments, car payments, or feel like you will never be able to get out of debt it may be time to talk to Faro & Crowder about your debt relief options. Bankruptcy can give a family a second chance to prosper or breathe new life into a dying business. Our goal is to help you understand if bankruptcy is right for you.

    Overwhelmed with debt?

    Get a fresh financial start: (321)784-8158

    ·   Mon – Fri 9:00 am – 5:00 pm
    Faro & Crowder, PA – Your Brevard Bankruptcy Attorneys

    Why Clients Choose Us?

    We are licensed to practice in the courts of Florida, the United States District Court for the Middle District of Florida, and the United States Bankruptcy Court for the Middle District of Florida. We regularly appear in courts in Melbourne, Viera, Titusville, and Orlando.

    The decision to hire an attorney is an important one and should not be based on advertising alone. We believe our reputation and track record speak for themselves, but we welcome you to ask our other clients about their experience working with us.