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Bankruptcy
Finding The Right Attorney | Faro & Crowder, PA
If you are past due on your bills and creditors are harassing you night and day, filing for bankruptcy is a good option to consider. Selecting the “right” bankruptcy attorney for your case One of the most important decisions you can make in filing a Chapter 7 or Chapter 13 case is selecting the “right”...
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Debt Relief Melbourne, Florida
Before Filing Bankruptcy: Weigh All of Your Debt Relief Options Before you jump into a personal filing, it is important to carefully weigh all of your debt relief options. There are pros and cons to filing a bankruptcy and you must understand both the good and the bad consequences of your decision to file a...
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Debt Relief Lawyer Brevard County, Florida
A garnishment is a powerful collection tool used by many creditors to collect on a judgment for money owed to them. Two Types of Garnishment The two types of garnishments are account garnishments and wage garnishments. The creditor directs your bank or employer to pay money that is owed to you, directly to the creditor...
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Will Bankruptcy Stop My Lawsuits | Melbourne, FL
Personal Bankruptcy – Brevard County If you have lawsuits filed against you, it may be time to consider filing a personal bankruptcy case. A personal bankruptcy case can be an effective way to eliminate certain collection lawsuits. However, it is important to understand that not all types of litigation are halted or eliminated in a...
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Litigation Attorney serving Brevard County
Reestablishing their good credit score is a top priority for most debtors. One way to do just that is by paying your current obligations on time: your mortgage, your car note and any other secured debts that you may have. A question we are often asked by debtors is if they can use their credit...
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Bankruptcy Happens Everywhere | Melbourne Attorney
The Chapter 13 bankruptcy plan essentially puts you on an allowance for a period of time, to help you catch up on your bills, start rebuilding your credit score and get on with your life free of creditor harassment. The Plan A Chapter 13 bankruptcy is sometimes referred to as the “wage-earner plan” or “repayment...
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Credit Card Debt Relief Melbourne Florida
Many Americans simply have more debt than they can afford to repay. A chapter 7, or liquidation bankruptcy is an option to clean up your debt. Despite what you hear, it is rarely due to irresponsibility.  No one sets out to accumulate $7,000 in credit card debt, but a temporary job loss, sudden illness or...
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When you file bankruptcy it can help you obtain a fresh financial start. However, it can be difficult to know when the best time to file your case is. There is no magic formula for pin-pointing the best time to file a Chapter 7 or Chapter 13, but there are many warning signs that a...
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Debt Relief Melbourne, Florida
Filing Bankruptcy While Unemployed If you have recently lost your job or you have been unemployed for a while, you are probably  delinquent on your bills and debt collectors are harassing you. If you have considered filing for bankruptcy protection but you are concerned that you won’t qualify if you don’t have a job, it...
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Behind on Bills? Call today, we can help.
Payday loans are generally dischargeable without any arguments in a Chapter 7 Bankruptcy, because these loans are unsecured debts. There are, however, a few special cases. Fraud If you borrowed money within 90 days prior to filing bankruptcy, there is a presumption of bankruptcy fraud. Simply stated, the law presumes that you never intended to...
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