When you are struggling financially, you may think it is unwise to spend money to have an attorney assist you in obtaining debt relief. However, what you don’t know can hurt you. There are a wide variety of debt settlement companies that make lofty guarantees about eliminating your debt for you. Watch Out For Scams...Read More

Many individuals who are struggling financially consider consolidating their debt by using a credit card balance transfer. This process allows the consumer to move one or more credit card balances to another card that offers a lower interest rate. It is important to investigate whether this type of balance transfer is actually a good deal....Read More

Hopefully you have read our blog titled “How Chapter 7 is Better than Chapter 13,” to learn more about the advantages of a Chapter 7 filing. This blog will focus on the many benefits of a Chapter 13 bankruptcy case. Debt Consolidation in Chapter 13 Bankruptcy A Chapter 13 filing is a reorganization process which...Read More

Many people come to our office seeking debt relief, but they don’t know where to begin. There are pros and cons to both Chapter 7 and Chapter 13 bankruptcy filings, so it is important to understand them. Be sure to read our next blog titled “How Chapter 13 is Better than Chapter 7.” This blog...Read More

If you are drowning in debt and planning to get married soon, you should not only discuss your finances with your fiancé, but also with one of our experienced lawyers. We can help you determine the best timing for the filing of your bankruptcy and your marriage. When you file a Chapter 7 or Chapter...Read More

What happens if your ex-spouse files a bankruptcy case? Will it impact you? The answer is “it depends.” It is important to have one of our bankruptcy lawyers review your individual circumstances to help you understand how you might be affected, but below is some general guidance. As soon as your ex-spouse files his or...Read More

When you file for bankruptcy protection, your primary goal is typically to discharge or eliminate your debt. However, it is important to understand that there are certain types of debt that the law excludes from being discharged. Pursuant to 11 U.S.C. §523(a)(9), one type of debt that is not eligible for discharge is one arising...Read More

  If you are like most people who are planning to file for bankruptcy protection, you are already worried about how you can rebuild your credit after your case is over. While a bankruptcy filing will negatively impact your credit score, with time and hard work, you likely will restore your score sooner than you...Read More

When hard times hit and you are unable to pay your bills, it doesn’t take long for creditors to start pursuing you for payment. After a few demand letters and telephone calls, many creditors file collection lawsuits. We understand that this can feel overwhelming and we want to help. Depending on your individual financial situation,...Read More

If you are a homeowner struggling to pay your mortgage, it is important to consider all of your debt relief options. Two options you should educate yourself about are filing for bankruptcy and short sales. What is a short sale? A short sale is the process that permits you to sell your house for a...Read More