Most consumers owe more on their car loan than their vehicle is worth. If you are also overwhelmed by other debt and you have a regular source of income, it may be time to consider filing a Chapter 13 bankruptcy. Chapter 13 Bankruptcy and the “Cram down” Process When an individual files a Chapter 13,...Read More

Hopefully you have read our blog titled “How Chapter 7 is Better than Chapter 13,” to learn more about the advantages of a Chapter 7 filing. This blog will focus on the many benefits of a Chapter 13 bankruptcy case. Debt Consolidation in Chapter 13 Bankruptcy A Chapter 13 filing is a reorganization process which...Read More