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bankruptcy
One of the primary benefits of filing a personal bankruptcy is the elimination of debt. In a typical filing, the debtor is granted a discharge order as soon as his or her bankruptcy case has been successfully completed. The court clerk where you filed your case mails a copy of your discharge order to all...
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Individuals who are struggling to make ends meet often turn to bankruptcy to take control of their finances. When you file for bankruptcy, the court requires you to list all of your assets. Many clients get concerned when they learn that they must list their wedding rings on the list of assets. However, the Bankruptcy...
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If you are considering filing a personal bankruptcy, you may be wondering how driving under the influence (DUI) charge will be handled in your case. The primary goal of filing a Chapter 7 or Chapter 13 is to eliminate debt. However, you should understand that not all types of debt are dischargeable. Bankruptcy law excludes...
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Hopefully you have read our prior blog discussing the various benefits of filing a Chapter 7 bankruptcy case. This blog will focus on the advantages of a Chapter 13 bankruptcy. In most instances, filing a Chapter 13 provides you more flexibility in restructuring your debt and the following benefits: Automatic stay. As soon as you...
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When you are struggling to pay your bills and considering filing for bankruptcy protection, it is important to understand which type of filing is best for you. This blog will discuss the benefits of filing a Chapter 7. Be sure to read our next blog to learn more about the benefits of a Chapter 13...
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The stress of dealing with debt can be overwhelming. It can have a detrimental effect on every area of your life. It is important to understand that you are not alone. The economic downturn has affected individuals across our nation. If you live in Florida, and you are considering filing for bankruptcy protection, call our...
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When you are struggling financially and being harassed by creditors, the idea of getting safe refuge in bankruptcy can be quite appealing. However, most people are afraid to take this step because they fear what will happen to their assets. A significant assets for most individuals is their retirement account. Fortunately, federal bankruptcy law provides...
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Even with all the planning and forethought that goes into your bankruptcy filing, mistakes can still happen. Errors in a closed bankruptcy So, what do you do if you discover an error after your case has been closed? Typically, it is possible to reopen a case to cure a procedural error such as: forgetting to...
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Deciding whether to file for bankruptcy protection is a difficult decision. There are numerous factors that must be considered and it is important for you to understand all the pros and cons of a Chapter 7 or Chapter 13 case. Although no two cases are the same, below are a few things you should be...
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If you are struggling to pay your bills and your household income is higher than the applicable median income, filing a Chapter 13 case may the answer to your problems. Chapter 13 Bankruptcy In a Chapter 13 bankruptcy, you will submit a repayment plan that sets forth how you intend to repay your creditors, either...
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