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Debt
Free Initial Foreclosure Defense Consultation | Faro & Crowder, PA
Being served with a collection lawsuit can be intimidating. While many people are tempted to ignore it because they don’t want to deal with the hassle or they assume they owe the debt anyway so there is nothing they can do. However, failing to respond to the lawsuit can result in the creditor obtaining a...
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Bankruptcy AttAutomatic Stay | Bankruptcy Lawyer | Learn Your Options in Melbourne, FL
If you are past due on your bills, you are probably being harassed by debt collectors. You are probably aware that the law prohibits collectors from using certain harassing and abusive tactics to collect debts. One of the most common ways that collectors violate the law occurs when they contact a debtor on his or...
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Bankruptcy Attorney serving Brevard and Melbourne, Florida
When you file for bankruptcy protection, your primary goal is typically to discharge or eliminate your debt. However, it is important to understand that there are certain types of debt that the law excludes from being discharged. Pursuant to 11 U.S.C. §523(a)(9), one type of debt that is not eligible for discharge is one arising...
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Credit Card Debt relief attorney serving Melbourne, FL
If you are facing financial difficulties and debt collectors have started calling, it is important that you understand what your rights are under the law. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, deceptive or abusive practices when trying to collect a debt from an individual borrower. What Is a...
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If you are considering filing a Chapter 7 or Chapter 13 bankruptcy, it is important to understand how your debt will be treated in your case. Bankruptcy law provides certain classifications for the different types of debt, and each class of debt is required to be treated similarly. Below is a summary of each type...
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Lockheed Martin, the defense contractor based in Bethesda, Maryland, announced recently that it is freezing pension benefits that will impact nearly 48,000 salaried employees over a period of four years. Lockheed Martin Lockheed had closed its pension plan to new employees in 2006. It intends to replace the defined-benefit plan with an enhanced 401k. Under...
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If you are past due on your taxes, you are likely wondering if you can discharge the debt in your bankruptcy. It is important to have a seasoned bankruptcy attorney review your taxes and help you understand what is dischargeable because some taxes can be eliminated while others cannot. What happens if I do not...
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If you are considering filing an individual Chapter 7 or Chapter 13 case, it is important to understand all of the pros and cons associated with bankruptcy. How will my credit score be impacted by bankruptcy? One of the primary concerns debtors have is how it will impact their credit score. The answer differs for...
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Our nation is facing an overwhelming amount of student loan debt – estimated to be approximately $1 trillion – and it is having a serious impact on the economy. While several markets are being affected, the housing market is feeling it the most. Recent college graduates, formerly one of the largest sources of new home...
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A former billionaire is now being sued by creditors and may be facing bankruptcy. Industrialist Xiaofeng Peng was one of the richest men in China as recently as 2008. His company, LDK Solar, took on massive debt to begin producing polysilicon. But construction took longer than expected and costs were higher than anticipated. By the...
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