Identity theft is a very real problem in our country and it is crucial that you take every precaution to protect your private information. This is true even when you are filing for debt relief. We are committed to protecting your privacy in bankruptcy. Seeking financial protection in bankruptcy When you seek financial protection in...Read More

When an individual borrower falls behind on paying their bills, creditors start filing collection lawsuits in order to a obtain court judgment. Once the judgment has been granted in favor of the creditor, the collection efforts begin. A Creditor May Place a Judgment Lien Against Your House One common collection tool used by many creditors...Read More

If you have previously filed for bankruptcy protection and you are considering filing another case, it is important to understand that there are certain guideline for when and how you can do it. You should also be aware that if you have filed two or more bankruptcy cases that were dismissed within one year, the...Read More

People who have an income but still cannot pay all of their bills have several debt relief options available to them. Debt Negotiation or Bankruptcy? If you are trying to determine whether debt negotiation or a Chapter 13 bankruptcy is the best option for you, we can help. We can review your individual circumstances and...Read More

When you file a Chapter 13 bankruptcy case, you are committing to a payment plan that will last at least three years. If you should experience an unforeseen financial change which negatively impacts your ability to make your plan payments, you should contact us to discuss whether you are eligible to convert to a Chapter...Read More

When you file for bankruptcy protection, you are required to attend a meeting of creditors. This meeting is required by 11 USC §341, so it is also commonly referred to as the “341 meeting.” It is normal to feel nervous about attending this meeting. For guidance on what generally occurs at the 341 meeting, please...Read More

When you are barely making ends meet and you are considering filing a personal bankruptcy, you are likely concerned with how much a Chapter 7 or Chapter 13 will cost you. We understand that it can be stressful to come up with the money to file for relief from your debt, but working with the...Read More

One of the primary benefits of filing a personal bankruptcy is the elimination of debt. In a typical filing, the debtor is granted a discharge order as soon as his or her bankruptcy case has been successfully completed. The court clerk where you filed your case mails a copy of your discharge order to all...Read More

Individuals who are struggling to make ends meet often turn to bankruptcy to take control of their finances. When you file for bankruptcy, the court requires you to list all of your assets. Many clients get concerned when they learn that they must list their wedding rings on the list of assets. However, the Bankruptcy...Read More

If you are considering filing a personal bankruptcy, you may be wondering how driving under the influence (DUI) charge will be handled in your case. The primary goal of filing a Chapter 7 or Chapter 13 is to eliminate debt. However, you should understand that not all types of debt are dischargeable. Bankruptcy law excludes...Read More