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By

Michael Faro
When you are considering filing a Chapter 7 or Chapter 13 case, there are several legal terms that you will hear and it is important to understand what they mean. Two of the most important terms to familiarize yourself with are “discharge” and “dismissal.” Bankruptcy Discharge One of the main goals of filing a personal...
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When you hold a professional license, it is a significant asset and you want to do everything you can to protect it. Whether you are a doctor, lawyer, realtor, CPA, or some other type of professional, your license is essential to your livelihood. When you file a personal bankruptcy, it is important to understand that...
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The simple answer to this question is that an effective purchase order is an essential component to any successful business. Whether you are just starting your business or you are more experienced, it is important to review your purchase order to verify it is accomplishing your goals. What is a purchase order? A purchase order...
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If you have fallen behind on your bills, you are probably being contacted by debt collectors. The debt collection industry is known for using harassing tactics to persuade debtors into paying their debt. As a result, the Fair Debt Collection Practices Act (FDCPA) is a law that was passed prohibiting collection agents from using unfair,...
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When you are struggling to make ends meet and you are hoping to obtain debt relief, you are probably concerned with how much filing a Chapter 7 or Chapter 13 case will cost you. Financial struggles can be nerve-wracking and trying to come up with money to pay an attorney and bankruptcy cost can feel...
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Most entrepreneurs dream of having overnight success. Unfortunately, this is the rare exception. If you are starting your own business, it is important to have patience when it comes to growing your business. So, what steps can you take to help ensure your new venture is a success? There is no magic formula you can...
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You have probably heard that it is impossible to discharge your student loans in a bankruptcy filing. This is not true – it is difficult, but not impossible. Pursuant to Section 523(a)(8) of the Bankruptcy Code, student loans will not be discharged unless repaying them constitutes an “undue hardship” on the debtor or the dependents...
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One of the primary concerns debtors have when they file a Chapter 7 or Chapter 13 case is what will happen to their home. Bankruptcy law provides a debtor with a variety of exemptions which remove certain assets from being included in the bankruptcy estate. Your home typically falls within the exemptions and filing a...
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When you are struggling financially, you may think it is unwise to spend money to have an attorney assist you in obtaining debt relief. However, what you don’t know can hurt you. There are a wide variety of debt settlement companies that make lofty guarantees about eliminating your debt for you. Watch Out For Scams...
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If you have ever tried to read a lengthy contract, you know it can be overwhelming. However, if you sign a written agreement without reading it, the law assumes that you not only read it, but that you understood it and agreed to its terms. If you are considering signing a legally binding document that...
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