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Michael Faro
Chapter 7 Bankruptcy Attorney serving Brevard County
One of the main concerns people have when they are facing bankruptcy or another negative financial event is whether or not they will ever be able to own a home again. Will I be able to buy a home after I file bankruptcy? You may have heard that it is not possible to buy a...
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Foreclosure Lawyer Brevard County
Preventing Home Foreclosure A previous post discussed some of the general aspects of a Chapter 13 Bankruptcy plan. For a homeowner who is delinquent their mortgage, the amount to be repaid may be substantially lower than the amount the moneylender claims that you owe. Mortgage Company Reasonableness Most mortgage companies are upfront and evenhanded when...
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Defense Against Debt Collection in Palm Bay
When you fall behind on your bills, it doesn’t take long before you are being harassed by debt collectors. Whether you owe the debt or not, it is important that you understand your rights under the law. The Fair Debt Collection Practices Act (FDCPA) is an important law that prohibits debt collection agents from using...
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Debt Collection After Bankruptcy
One of the primary benefits of seeking bankruptcy protection is that the automatic stay stops all collection efforts against you. Once you have completed your case and obtained your discharge order, your dischargeable debts are eliminated and collectors are barred from taking any collection actions against you to recover the discharged debts. Unfortunately, this does...
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Mortgage Foreclosure Defense Lawyer serving Brevard County
Foreclosure Attorney serving Brevard County, Florida When you are seriously delinquent on your mortgage payments and foreclosure is imminent, do not ignore the problem! The faster you take action and contact us for help, the more likely you are to obtain a positive result. There are several options available for avoiding foreclosure of your home,...
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Financial Emergency Solved by Bankruptcy | Faro & Crowder, PA
Learn about your options when filing a Bankruptcy in Brevard County An important benefit of filing for bankruptcy protection is that the automatic stay goes into effect immediately upon the filing of your petition. The stay prevents creditors from continuing any collection efforts against you while your case is pending. Thus, all harassing telephone calls,...
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Bankruptcy Attorney Melbourne, Florida
Although the housing market appears to be on the rebound, there are still many homeowners that are struggling to pay their mortgage payments. If you have fallen behind on your mortgage loan and you believe that a foreclosure is in your near future, you should consider filing for bankruptcy protection under Chapter 7 or Chapter...
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Chapter 7 and Chapter 13 Bankruptcy Attorney Melbourne, Florida
The automatic stay is a powerful benefit of filing a bankruptcy case. As soon as the stay is effective, your creditors are prohibited from taking further collection actions against you. As a result, a bankruptcy filing can be helpful when you are facing financial emergencies, including: Foreclosure. The foreclosure process is a collection activity halted...
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Debt Relief Attorney serving Palm Bay
If you are tired of being harassed by relentless debt collectors and you are wondering how filing for bankruptcy can help, the answer is a protection afforded to debtors called the “automatic stay.” As soon as you file your personal Chapter 7 or Chapter 13 petition, the stay immediately goes into effect and prohibits further...
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Defense Against Debt Collection in Brevard County
We have all heard that student loan debt is a huge problem facing our nation. Students are graduating from college with thousands of dollars in student loan debt and then they struggle to find a decent paying job in their chosen field. To add salt in this wound, the graduates are also being harassed by...
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