If you have fallen behind on your bills and debt collectors are starting to call, it is critical that you know your rights, including your ability to demand debt verification from the creditor. Debt verification is extremely important because it is possible that the collector has made an error or failed to acquire the necessary...Read More

If you have fallen behind on your bills, you are probably being contacted by debt collectors. The debt collection industry is known for using harassing tactics to persuade debtors into paying their debt. As a result, the Fair Debt Collection Practices Act (FDCPA) is a law that was passed prohibiting collection agents from using unfair,...Read More